At Total Mortgage & Lending Solutions (TMLS) we provide the range of finance solutions our clients need to help them achieve their goals. Whether it is for the business owner, owner occupier, investor or a refinance we have unrivalled experience to provide a tailored lending solution.


TMLS offers a range of finance solutions including -


Residential owner occupier and investment finance - including refinancing and debt consolidation

Motor vehicle, plant and equipment finance

Commercial property and business finance

Self Managed Super Fund (SMSF) investment finance

Construction and property development finance


Our experienced team of finance specialists work to understand your needs before comparing finance options from a panel of lenders to find a solution that suits you.


TMLS ensures all clients are provided with responsive service and expert lending advice. We are a full member of the Mortgage and Finance Association of Australia (MFAA) and PLAN Australia Hall of Fame inductee.


Speak to one of our experienced finance consultants today so we can discuss the right finance for you.

Contact Phil Boyle initially on 03 9088 6434, or 0414 342 077.


** Best Interest Duty - "BID" **


As of January 1, 2021, all Mortgage Brokers are obligated to implement and follow "BID" guidelines.


WHAT this means to all clients;


• Whilst WE have always acted in your best interest, it is now a legal requirement that you will receive a service that is tailored for you and know without a doubt, your mortgage broker is acting in your BEST INTERESTS in all things finance.


• You will be educated to ensure you understand the commitment you are entering into. We will continue to research thousands of products on your behalf to ensure you are being provided the right product for your needs.


• You will receive a detailed Statement of Credit Advice, better known as "SOCA" at the time you receive your application to sign. This will ensure you have all of the information on hand to make an informed decision.


• It is important to note Banks and their branches are NOT held to this standard – we are really proud to be able to say to our valued clients - WE are held to a higher standard!



© Copyright 2021

Total Mortgage &

Lending Solutions


03 9088 6434

Contact Us